Saturday, February 22, 2020

Property Sales and Marketing Essay Example | Topics and Well Written Essays - 1500 words

Property Sales and Marketing - Essay Example The next step is to get a HIP before a real estate agent can take on marketing aspect of the sale. The HIP or Home information Pack is a must for houses being sold in Wales and England. This ensures that complete information is available on the market. According to law a HIP should contain key information on the property being marketed and must be provided by the seller’s agent. The HIP ensures that there are no confusions about property being sold in minds of the buyers and give buyers important information at start of the sales process. Therefore there are fewer chances of delays etc because of misinterpretation of information. A very comprehensive way of gathering information about a property is through a property questionnaire. This is a document filled in by prospective home seller and contains information such as property size, expected value, items available, condition, any issues etc. This questionnaire must accompany EPC (Energy Performance Report), Sustainability certificate (for new homes only) and sale statement of address. The sale statement of address must include the name of seller, title and address etc. The agent must make sure that seller ha submitted copies of original documents which show ownership of the property. These official copies are usually held by the land registry. Some time properties are mortgaged etc. Evidence of this extra information that includes any other tenancies affecting the property must be gathered as well. After gathering all related documents about the property, agent should conduct a survey to ensure all the information checks out. This survey would usually inclu de a complete house check and a visit to local authorities. The real skills of each sales agent is seen when he has to market a sales, therefore each real estate broker has to be as creative as possible, in order to gain a competitive edge over rivals. There are a number of marketing

Wednesday, February 5, 2020

Corporate governance in Islamic banks Essay Example | Topics and Well Written Essays - 2250 words

Corporate governance in Islamic banks - Essay Example In order to understand the value of this study it would be necessary to refer to the content of corporate governance. Various definition have been given for corporate governance. An indicative one is that of Pedersen who noted that ‘corporate governance - the mechanisms by which companies are controlled and directed - is a complex subject that consists of owner-manager relations, stakeholder relations, board structures and practices, management compensation, capital structure, company law, and other variables’; from another point of view corporate governance is characterized ‘as the top management process that manages and mediates value creation for, and value transference among, various corporate claimants in a context that ensures accountability to these claimants’; in the same context, corporate governance is described as a tool for enhancing the control of stakeholder on a specific organization. It is clear from the above that corporate governance is usu ally developed in accordance with the interests and the perceptions of a firm’s leading team – usually the firm’s board; however, there are specific rules that needs to be applied. OECD presents the legal framework in which a firm’s corporate governance has to be developed. In the context of these rules it is stated that ‘all shareholders should be treated equally’. In the case of banks, the development of corporate governance practices may be differentiated compared to the organizations in other industrial sectors; the high risk involve in banking activities would be the major criterion for the rules including in the corporate governance scheme developed by firms in the banking industry.